Holly is a residential mortgage broker and banker with a passion for helping people buy their home, or keep their current home, with a mortgage payment they can comfortably afford.
She has been a loan officer in the residential mortgage industry for over 20 years. She holds a Bachelor of Science degree in Business Management, a California Real Estate Broker’s license, Lender’s License, and is a Certified Mortgage Advisor.
She works with two mortgage banks and two mortgage brokerage companies, which enables her to find the best loan and rate for her clients. Among the four companies, they provide access to over 200 different banks and investors, including Chase, Wells Fargo, Citibank, and many others. Her resources include lenders who lend only through wholesale providers, not directly to the public.
She has access to many lenders who provide loans to Foreign Nationals. They offer a variety of loan programs. However, if there are better options, Holly will share them with her client. Her goal is to get her clients the best loans possible.
Holly is a passionate consumer advocate. She authored a consumer protection book designed to help borrowers navigate the mortgage process, and ensure they are treated fairly and get a loan that they can afford. It is The Normal People’s Guide to Home Financing. She chose that title because if you don’t understand the nuances of the mortgage industry, you are not an “idiot” or a “dummy”, you are normal.
Lending is complicated. Holly helps dispel the mystery, so you can get the home loan that is best for you.
She offers free tools and advice on the “Insider Secrets” and “Calculators” tabs of her website, and a PDF copy of her book at www.HollyGustlin.com.